Car financing for retail customers

Car loans or lease contracts, personalized financing offers.

Customers choose the new or used vehicle that suits them, and we offer a personalized financing solution whatever they require.


At RCI Bank and Services, our standard car loan helps customers acquire new and used vehicles.

It is aimed at Alliance brand customers who wish to own their new car or buy a used vehicle, and who need to finance their purchase, with or without a down payment.

CREDIT with buyback

Drivers can renew their vehicle at the end of the financing contract. They also have the option of keeping the vehicle or returning it.

Customers drive their vehicle for the duration of the financing contract and, when the last monthly payment falls due, they can keep the vehicle, return it or choose a new model.


If customers are looking for more flexibility, leasing with purchase option is best suited to their needs.

This option allows customers to drive a new vehicle for the period of their choice, with the option to own it at the end of the contract.

At the end of the contract, customers can either renew the lease and leave with a new vehicle, keep the vehicle by paying the last installment (purchase option), or simply return it to the dealer.


Private lease allows our customers to drive a new vehicle, in return for a monthly payment.

This product is suitable for customers who want to change vehicles regularly, without worrying about the resale conditions.

Unlike lease with the option to buy, customers have to return their vehicle at the end of the contract.