For self-employed tradespeople, shopkeepers and companies with local fleets, RCI Bank and Services has devised an operational leasing offer helping them to control their mobility costs and enjoy the best services.

They finance the passenger car(s) they need by making a payment every month after delivery, with or without a down payment and for the duration of their choice. They also benefit from adapted maintenance services to get the most out of their car(s).

Enjoy the latest technologies with operational leasing



  • Purchase option, which must exceed 75% of the value of the vehicle at the time of the sale.
  • Monthly hire charge covering the vehicle and services.
  • Down payment: starting from 0%.
  • Length: 12 to 48 months depending on the country and the market context.
  • Insurance: comprehensive insurance not mandatory (barring local legislation) but a minimum of unlimited third-party insurance is required.
  • Operational leasing applies to new and used vehicles subject to no interruption in the VAT chain, such as hire returns, demonstration vehicles and management vehicles.